If a house fire strikes your home, it is important to know how to deal with the damage. The right approach can help to minimize the damage to your home and allow you to move forward with fixing up your home.
Call Your Insurance Agent
After your home is struck by fire damage, one of the first calls you should make is your insurance agent. At this point, you may not have the full pictures of the damage to your home. However, this will allow you to get the claim process started right away, which will help you access the funds to fix up your home.
Additionally, suppose you have temporary accommodation assistance or a living allowance on your policy. In that case, you will need to contact your insurance agent so they can help you find and pay for accommodations while your home is being fixed with your insurance policy.
Get a Copy of the Fire Report
Next, if the fire department responded to the fire, you will want to get a fire report. The fire report will include details such as the time, date, and source of the fire. This information will help you with your insurance claim. This is a public document and should be easy for you to get.
Call a Fire Damage Restoration Team
You need to get a professional to look at your home. Fire can do some serious damage to your home. The smoke damage can leave toxic residue all over the impacted area. The water from putting out the fire can cause water damage. The fire itself can melt and ruin items.
Due to the toxic nature of fire damage, you will want to have a professional team fix the damage. They will clean up anything toxic, and they will keep things safe. They will also work hard to reduce the damage to your home. Quick action is necessary to ensure that more damage doesn't follow, such as mold and mildew from the water used to put out the fire or weaken structures caving in. You need a professional team to clean things up and make things safe.
If your home experiences a fire, you need to call your insurance right away, so you can start your claim and begin to access your benefits. A copy of the fire report can significantly help your case. You should also call a fire damage repair company like Personal Touch Services to help clean things up.